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FIRE Personal Finance

FIRE or Bust – How to maximise your Savings Rate

Savings are the foundation of financial independence and, outside of a lucky lottery win, the only way to buy your freedom. Here’s how to maximise your savings and minimise the time to FIRE.

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FIRE Zen

The one question you need to answer

There’s one question which should guide our lives, but which we rarely ask ourselves. Let’s ask it now.

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FIRE Personal Finance

Boring but Important: Optimise tax like a financial wizard

Tax takes a big wet bite out of every paycheck. Here’s how to pay your fair share but not a penny more.

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Investing Personal Finance

How to beat your worst enemy in investing: you!

Our brains have developed mental shortcuts over millennia. These are great for hunting down antelope, not so great for hunting down great trades. Here’s how to beat your own worst enemy in investing: your own mind!

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FIRE Personal Finance

When will I achieve FIRE? The only thing you need to know.

Your savings rate will determine how quickly you build wealth and how soon you can hit FIRE. Here’s how to supercharge it!

Categories
Investing

Investing in Stocks: The Top Five Ratios you NEED to know

Part of a new series on investing in individual stocks. It might not be the most capital efficient path to returns, but its fun, challenging and can provide more education in how the market works than any ten text books.

Categories
FIRE Zen

FIRE is HARD. My top four reasons why you’ll never regret going for it.

Reaching FIRE isn’t easy in the UK. Taxes, living costs, low interest rates all conspire against us. But the struggle is worth it. Here’s why.

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Investing

Investment Portfolio Design: Rules of Thumb

What should you buy? That depends on a couple of key questions (such as your thoughts on bungee jumping and crocodiles), lets take a look.

Categories
Zen

How to take control of your life

We all have a gap between who we are and who we want to be. Here’s my thoughts on bridging that gap, one tiny step at a time.

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Investing

Investing: a beginner’s guide to the markets

Ready to put your money into the markets? Here’s where you start.